PRIVACY POLICY

The privacy of our members, advertisers and visitors is important to us and we protect your privacy and anonymity by adhering to the following policies:

1. T.R.I.M. Designs, Inc. will not release, distribute or sell your personal information to any individual or entity without your explicit permission or request provided to us in writing.

2. T.R.I.M. Designs, Inc. marketing partners have separate privacy and data collection practices that may be different or less protective than ours. T.R.I.M. Designs, Inc. disclaims any responsibility or liability for our marketing partners independent information handling policies and we recommend you are careful and responsible when providing personal information while interacting with any third party while online.

3. While T.R.I.M. Designs, Inc. is committed to protecting your privacy, we cannot guarantee the privacy of information transmitted over the Internet and therefore you do so at your own risk.

ANTI-SPAMMING POLICY

1.T.R.I.M. Designs, Inc. subscribes to the principle of "permission marketing," which means that we will not send electronic notification to anyone unless they have been referred to us by a member in good standing or have explicitly requested the information.

2. T.R.I.M. Designs, Inc. does not intentionally or knowingly distribute, condone or encourage spamming practices. We only work with vendors who have validated opt-in lists. Furthermore, we request that all our clients respect and adhere to this Anti-spamming Policy and strictly conform to all State and Federal "Spam Legislation".

3. T.R.I.M. Designs, Inc. provides recipients with the opportunity to unsubscribe or opt-out with a single click.

4. T.R.I.M. Designs, Inc. requires that all of our marketing partners contractually agree to use their best effort to ensure that any T.R.I.M. Designs, Inc. related correspondence result in a positive e-mail experience for all recipients.

To report any incident of spamming by one of our Advertising Partners, click here or go to http://www.spamwarden.com/ReportSpam.php3

SATISFACTION GUARANTEE

We want you to be happy! If you are not satisfied with any product, you may return it to us within 30 days for a full refund or credit (less shipping).

• Please contact us directly at This e-mail address is being protected from spambots. You need JavaScript enabled to view it for any returns or call 866-492-8280 to speak directly with us.
• Returns must be processed within 30 days of the original purchase date.  Processed means either refund of money or re-supply product to buyer.
• The product must be in original condition and resalable. T.R.I.M. Designs reserves the right to determine if the product is in resalable condition and is returnable. Any Custom Items that were approved by buyer shall be deemed non-returnable unless product varies from approved layout/design.  This includes spelling errors that were approved by buyer (such as name spelling, general sentences, etc.).
• No returns accepted on discontinued/ retired/ limited time/ clearance/ or printed to order items.

We cannot be responsible for packages lost during return. Therefore, we highly recommend that your return be sent as an insured package.The credit for your return will be applied to the credit card used to make the purchase. It may take up to two credit card billing cycles for the credit to appear on your statement.

MISCELLANEOUS POLICIES

1.T.R.I.M. Designs, Inc. provides users with access to on-line resources, including educational tools, products, services, training and motivational articles, and graphic materials through its website, newsletter services and graphic design services. The Service is provided "AS IS" and T.R.I.M. Designs, Inc. assumes no responsibility for the timeliness, deletion, miss-delivery or failure to store any user communications or personalized settings.

2. T.R.I.M. Designs, Inc. reserves the right to charge a $20 service fee for any check that is returned due to insufficient funds.

3. Use of the Service by a User constitutes an implicit agreement by such User to be bound by all of the terms and conditions of this Usage Agreement, as set forth below. Each User is required to agree to these terms and conditions to use the Service.

4. Each User acknowledges that the materials contained in the Service, including any files, images incorporated in or generated by the service (collectively the "The Service") as well as the data compiled in the Service ("Information") is protected by copyright law. Any reproduction, duplication, copy, sale, exploitation, redistribution or publication of the The Service or Information is prohibited unless otherwise indicated.

5. This Agreement is executed and performed in the State of Illinois, and its validity, interpretation and performance shall be controlled by and construed under the laws of that state. T.R.I.M. Designs, Inc. and User agree to submit to the personal and exclusive jurisdiction of the United States District Court for the District of Illinois or any Illinois state court sitting in the district within which T.R.I.M. Designs, Inc. maintains its principal office.

6. The Service may only be used by individuals on their own behalf for their personal, non-commercial use, provided the User keeps intact all copyright and other proprietary notices, and not by any commercial entity, such as any corporations, partnerships or other non-natural entities without the express, prior written or electronic consent of T.R.I.M. Designs, Inc. and its educational partners and experts.

7. T.R.I.M. Designs, Inc. reserves the right to alter or delete material from the Service, in its sole and absolute discretion, at any time, and may, at any time, revise the terms of this Usage Agreement and the conditions applicable to use of the Service by posting such changes on the web site. Such changes, additions or deletions shall be effective immediately upon posting. Users are bound by any such revision and should therefore periodically visit this page at least on a monthly basis to review the then current terms of this Usage Agreement. Any use of the Service after any such revisions shall be deemed to constitute acceptance of such changes, additions or deletions.

8. T.R.I.M. Designs, Inc. makes no warranties, express or implied, as to the content contained in the Service, or to the accuracy or reliability of any information or statements contained therein. By using the Service, each User agrees not to rely on any of the information contained therein. All statements, advice and opinions made by any third party link provided by T.R.I.M. Designs, Inc. are those of the provider thereof, and T.R.I.M. Designs, Inc. neither endorses nor shall be held responsible for the reliability, accuracy or usefulness for any particular purpose.

9. Each User agrees that any information provided by such User will be truthful, accurate and not misleading, to the best of the User's knowledge. Each User agrees not to provide information intended to represent himself or herself as some other person. Each User must maintain and promptly update his/her personal information to keep it true, accurate, current, and complete. If User provides any information that is untrue, inaccurate, not current or incomplete, or T.R.I.M. Designs, Inc. has reasonable grounds to suspect such information is untrue, inaccurate, not current, or incomplete, T.R.I.M. Designs, Inc. has the right to suspend or terminate User's account and refuse any and all current or future use of the Service.

10. All information about the User is subject to the T.R.I.M. Designs, Inc. Privacy Policy described herein.

11. Each User will receive their account identification and password upon completing the Service's registration and payment process. Users are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under the Users' password or account. Users agree to immediately notify T.R.I.M. Designs, Inc. of any unauthorized use of their password or any other breach of security. T.R.I.M. Designs, Inc. will not be liable for any loss or damage arising from Users failure to comply with this Clause.

12. No User shall engage in any conduct that, as determined by T.R.I.M. Designs, Inc. sole and absolute discretion, inhibits any other User from using or enjoying the Service. Each User agrees not to disrupt, interfere or otherwise impede the performance of the Service. No User shall upload, post, email, transmit or otherwise make available any material that contains software viruses or any other code, files, or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment. No User shall intentionally or unintentionally violate any applicable local, state, national or international law. No User shall collect or store personal data about other users.

13. Recognizing the global nature of the Internet, Users agree to comply with all local rules regarding online conduct and acceptable content. Specifically, Users agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

14. Each User acknowledges that T.R.I.M. Designs, Inc. reserves the right, in its sole and absolute discretion and for any reason, to delete or remove any Information (including without limitation Information which T.R.I.M. Designs, Inc. determines, in its sole and absolute discretion, to be offensive, racist, lewd, profane, obscene, rude, abusive, defamatory or otherwise objectionable) provided for inclusion in the Service. T.R.I.M. Designs, Inc. reserves the exclusive right to establish and modify the criteria for what constitutes offensive content. In addition, T.R.I.M. Designs, Inc. reserves the right, in its sole and absolute discretion, to monitor the content of the Service provided to or by Users, in order to determine compliance with this agreement and any operating rules established by T.R.I.M. Designs, Inc. and its educational partners and experts, to satisfy any law, regulation or authorized government request, or for any other reasonable commercial purpose.

15. Each User acknowledges that T.R.I.M. Designs, Inc. shall have the right, in its sole and absolute discretion, for any or no reason, to restrict or terminate, either temporarily or permanently, such User's access to the Service, due to any violations of this Usage Agreement.

16. Each User acknowledges that T.R.I.M. Designs, Inc. makes no representations whatsoever about any other Web site which Users may access through the Service, and that T.R.I.M. Designs, Inc. has no control over the content on that Web site, and therefore no liability for any content. In addition, a link to an outside Web site does not mean that T.R.I.M. Designs, Inc. endorses or accepts any responsibility for the content or the use of such Web site. It is up to each User to take precautions to ensure that anything selected for personal use is free of such items as offensive content, viruses, worms and other items of a destructive nature.

17. Each User hereby agrees to defend, indemnify and hold harmless T.R.I.M. Designs, Inc. and each applicable Partner, their officers, directors, employees, agents and licensees from and against any and all liability including expenses relating thereto, such as reasonable attorneys' fees, relating to or arising from such User's violation of the terms of this Usage Agreement or from such User's misuse or abuse of the Service.

18. Each User acknowledges and agrees that the use of the Service is at the User's sole risk. Each User acknowledges that any uploads or transmissions made by such User may be intercepted and used by an unauthorized third party and that all of the risk associated therewith is solely the User's. Neither T.R.I.M. Designs, Inc. nor any Partner nor any other party, including any licensee, officer, employee or agent of the same warrants or represents that the service will be uninterrupted or error free or that any defects in the service will be corrected. T.R.I.M. Designs, Inc. and, as applicable, any Partner, makes the Service available on an "as is," available basis, without warranties of any kind, whether express or implied.

19. T.R.I.M. Designs, Inc. provides the Service for information purposes and for the general interest and entertainment of Users only. Each User acknowledges that neither T.R.I.M. Designs, Inc. nor any Partner nor any person involved in creating, producing or delivering the Service shall have any liability for any direct, indirect, incidental, special, punitive or consequential damages or any other damages arising out of or relating to in any way (a) any violation by any User of the terms of this Usage Agreement, (b) the use of, outcome of any use of, availability of, reliance upon or inability to use the Service, (c) the suitability of the Service for all Users, including children, or (d) any breach of any warranty.

20. Each User acknowledges that the obligations of T.R.I.M. Designs, Inc. and each applicable Partner are solely corporate obligations. No Affiliate, Subscriber, Partner, stockholder, director, officer, employee, consultant or member of T.R.I.M. Designs, Inc. shall be subject to any personal liability whatsoever to a User, nor will any such claim be asserted (directly, derivatively or otherwise) by or on behalf of any User or any successors and assigns of any User.

21. Each User acknowledges that the sole remedy for any damages caused or allegedly caused by any failure of performance, error, omission, interruption, defect, delay in operation or transmission, or other cause associated with the Service, shall be to terminate such User's membership, if applicable, remove any Information provided by the User to T.R.I.M. Designs, Inc., and discontinue further use of the Service. In no event shall T.R.I.M. Designs, Inc.'s total liability to a User for all damages, losses and causes of action (whether in contract, tort, including without limitation negligence, or otherwise) exceed the amount paid, if any, by a User for the Service.

22. T.R.I.M. Designs, Inc. respects the intellectual property rights of others and requires those that visit our Web site to do the same. T.R.I.M. Designs, Inc. may, in appropriate circumstances and at its discretion, remove or disable access to material on its Web site that infringes upon the copyright privileges of others. T.R.I.M. Designs, Inc. also may, at its discretion, remove or disable links or references to an on-line location that contains infringing material or infringing activity.

23. Any controversy, dispute or claim between T.R.I.M. Designs, Inc. and any other party arising out of/or involving any T.R.I.M. Designs, Inc. business relationship shall be resolved by binding arbitration. The arbitration shall be conducted in accordance with the Procedures of the American Arbitration Alliance. This arbitration agreement does not cause waiver or modification of either party's right to legal proceedings in a court residing in the same judicial jurisdiction as stated herein, to enforce any unpaid monetary debts by either party, as awarded by the arbitrator following Binding Arbitration. In any action relating to the enforcment of this agreement, jurisdiction and venue shall be proper only in Kane County, Geneva, Illinois.

SAFE SHOPPING POLICY

Under federal law, a credit card issuer cannot make you liable for charges in excess of $50.00 that result from the unauthorized use of your credit card. There are similar federal laws that relate to debit cards. Exceptions do apply, and you will have to comply with the rules of your credit card ordebit card issuer, so please contact your card issuer for further details. If a credit card or debit card issuer assesses you a fee because of the unauthorized use of your credit card or debit card on our site, T.R.I.M. Designs, Inc. will reimburse you for such amount up to $50.00. Please contact our CustomerService for details.